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You here:  Main The lending program for the development of horse breeding “Құlan”

The lending program for the development of horse breeding “Құlan”

The purpose of the program

Ensuring increase in the number of horses of meat and meat and dairy

Target group

Legal entities and individuals (KH, FH, SP), CT

Special purpose

For legal entities and individuals:

– The purchase of breeding stock horses and stallions;

– The purchase and repair of fixed assets, working capital.

CT:

– Crediting CT for subsequent financing of participants for the purchase of CT breeding stock horses and stallions.

A source

RB, SS, SS

Currency

tenge

Form of payment for the purchase of horses and the procedure for issuing loan

Issuance of the loan borrowers Corporation / CT is performed in non-cash form.

Form of payment for the purchase of cattle and cashless -nalichnaya:

– Cash payment for cattle used by borrowers Corporation / CT in the amount not exceeding the amount of 15 000 000 (fifteen million) tenge.V if the total amount of the loan exceeds 15 000 000 (fifteen million) tenge – Loans issued in tranches not exceeding 15 000 000 (fifteen million) tenge.

– Non-cash payment for the cattle used at the discretion of an individual – the borrower Corporation / CT.

For legal entities – borrowers Corporation / CT cash payment for cattle in settlements with legal persons is only used in the amount not exceeding 1,000 monthly calculation indices established for the financial year.

With funding from the issuance of the second tranche and subsequent tranches made after giving zaemschikomKorporatsii / CT documents confirming the intended use of funds of the previous tranche, unless otherwise stipulated by the decision of the Credit Committee of the Corporation / CT.

Sum

For borrowers, except for CT – from 4 500 000 tenge to 25% of the equity of the Corporation;

CT – from 4 500 000 tenge to 100 million tenge.

Types of credits

The loan (excluding CT) / non-revolving credit line for the purchase of breeding stock horses, purchase and repair of fixed assets, revolving credit line for the purchase of stallions and working capital.

The term of the credit line

to 120 months

Term of the loan / tranche

– The purchase of breeding stock horses and stallions – up to 120 months;

– The purchase and repair of fixed assets – up to 120 months;

– Replenishment of circulating assets – up to 24 months.

Lending rate

– For borrowers (excluding CT) – for the purchase of horses – 14% per annum (based subsidy 7%) [1], for the purchase of machinery and equipment – 14% per annum (based subsidy 4% per annum) (GESV – 14 % per annum)

– CT – 4% per annum (for borrowers CT – no more than 9% per annum) (GESV – 4% per annum)

Frequency of repayment of principal

monthly, quarterly, half-yearly, once a year, with the possibility of partial / full prepayment

Frequency of repayment of remuneration

monthly, quarterly

The grace period on repayment of principal

– For the purchase of breeding stock horses and stallions, purchase and repair of fixed assets – not more than 36 months from the date of issuance of each tranche;

– For working capital – not more than 12 months from the date of issue of each tranche.

Grace period for repayment of remuneration

not more than 12 months from the date of issuance of each tranche

Security

According to the collateral policy

Basic requirements for the borrower to the Corporation / CT

– The solvency and financial stability;

– Lack of arrears on taxes and other obligatory payments to the budget;

– Lack of arrears to the Bretton Woods institutions and other financial institutions;

– Absence of negative credit history;

– The availability of grazing areas, including agreements on joint activities and (or) public lands granted to the borrower by the local executive bodies;

– The availability of veterinary and sanitary conditions in the economy (in the presence of horses);

– Owning a herd of horses in the amount of not less than 30% of the total number of livestock (own and purchased horses). In the absence of their own horses, providing co-financing by the borrower in the form of cash in the amount of not less than 30% of the value of the acquired number of horses.

Basic requirements for the project

– The age of the purchased horse (mare) from 12 to 36 months, inclusive;

– The size of the financing of the acquired breeding stock horses should not exceed 350 000 (three hundred fifty thousand) tenge for one horse’s head;

– Availability of own and / or purchased by credit stallions older than 24 months, with a ratio of the number of horses 1 producer on 15 goals mares of reproductive age (less culling and mortality);

– Identification of the existing and purchased stock of horses under the Rules of identification of farm animals.

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